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About Us

At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage banking firm with offince in Fairhope and Birmingham serving the entire state of Alabama.

We offer fixed and adjustable rate loans as well as construction-to-permanent loans for clients wanting to build. For first time homebuyers, we have loan programs that require little or no down payment.  As a full-service mortgage banking firm, we represent numerous lenders and offer our clients not only a host of programs from which to choose, but also our expertise in selecting just the right loan to achieve their financial goals.

Financing a home is a very important financial transaction. It can also be a confusing and stressful process. It doesn’t have to be when you work with us. We make it easy!

Our Mission and Commitment is...

Exceeding Expectations With Every Client On Every Transaction!

  • Working as a team to create a memorable and enjoyable financing experience for our clients
  • Understanding that a mutually beneficial, long-term relationship is everyone’s preference
  • Equipping each team member with authority to make good decisions to ensure clients are happy
  • Educating our clients so prudent financial decisions can be made
  • Creating “Raving Fans” out of all those who do business with us